Signed & branded jewellery
Cartier, Tiffany & Co., Van Cleef & Arpels, Bulgari, Boodles and more — valued with the maker’s premium, not just the materials.
Pawn loans against fine jewellery · City of London · Est. 2013
Borrow against your jewellery. Wear it again when you repay.
Trinity makes pawn loans against fine jewellery — signed pieces by Cartier, Tiffany and Van Cleef & Arpels, gemstone and diamond jewellery, and family heirlooms — from £500 with no maximum. Valued for far more than their metal, insured door to door, held securely in the City of London, and returned to you exactly as you left them when you repay.
No credit checks. Nothing on your credit file. Offer the same day.
What is your jewellery worth as a loan?
Tell us the maker if you know it, the stones and metal, and send a few photos. A specialist reviews the piece against the current market — valuing the craftsmanship and stones, not just the metal — and comes back with an indicative offer the same day, at no cost and with no obligation.
Step 1 of 2 · Your piece
£60m+ lent since 2013Confirm Valued beyond the metal Funds within 24 hours FCA regulated, ref 741896 Free insured collection
What we lend against
The jewellery we lend against
We lend against jewellery worth keeping — signed pieces, gemstone and diamond jewellery, fine gold, and heirlooms with a story. Boxes, papers and certificates help the valuation, but they’re not essential.
Gemstone & diamond jewellery
Rings, necklaces, earrings and suites set with diamonds, rubies, sapphires and emeralds.
Fine gold & heirloom pieces
High-carat and hand-worked gold jewellery, valued for its craftsmanship — not weighed as scrap.
Antique & period jewellery
Georgian, Victorian, Art Deco and mid-century pieces, valued on their own merit by specialists who know the period.
How much you can borrow
Valued for the piece, not just the metal
Your jewellery is valued by a specialist — the maker, the stones, the metal and the craftsmanship — against the current market. A signed piece or a fine gemstone is worth far more as jewellery than as scrap, and that’s how we value it. That means an accurate valuation and a competitive loan, at rates lower than the typical high-street pawnbroker. Loans start at £500, with no upper limit.
Loan size
£500 upwards
Term
6 months, renewable
FeesNeeds confirmation
No arrangement fee
Credit file
No credit checks
Worked exampleRate-led example awaiting compliance
Borrow £[X,XXX] against a signed diamond piece for [X] months — a rate-led worked example goes here once compliance confirms the figure.
Amount borrowed£[X,XXX]
Term[X] months
Interest£[XXX]
Total to repay£[X,XXX]
Representative APR[XX.X]%
Indicative only. Your offer depends on the specific piece, its maker, stones and condition, and the market on the day.
How it works
Four steps. Back on you at the end.
Step 01
Tell us about your piece
Send the maker, stones and a few photos. A specialist values it and sends an indicative offer the same day.
Step 02
Send it to us, insured
We arrange free, fully insured delivery, or you can bring it to our City of London office by appointment. It’s insured from the moment it leaves your hands.
Step 03
Accept the offer and get paid
Once we’ve examined the piece in person we confirm the valuation. Accept, and the money is with you within 24 hours.
Step 04
Repay, and it’s back with you
Loans run for six months and can be extended. Repay early and you pay less, with no penalty. Your jewellery is returned exactly as you left it.
Read the process in full, including what happens at the end of the term →
How we value jewellery
Valued by specialists, for far more than the metal
Every piece is assessed by a specialist — the maker and any signature, the stones and their quality, the metal, and the craftsmanship and period — then valued against current market prices for comparable pieces. We don’t melt-weigh a Cartier ring or a Victorian brooch as if it were scrap. Our specialists come from the auction houses, the galleries and the trade.
Maker and signature valued
The brand premium counts, not just the materials.
Stones assessed separately
Diamonds on the 4Cs, coloured stones on quality.
Metal factored in, never the whole story
Gold and platinum content counted as one part of the value.
Nothing sight-unseen
You see the valuation before you commit to anything.
Why Trinity rather than the high street
A pawnbroker for jewellery you intend to keep.
Cash-for-jewellery and we-buy-any-jewellery services buy your piece — often by the gram, melting a signed or heirloom piece for its metal. We don’t. A pawn loan is a loan: you keep ownership, we keep it safe, and you take it back when you repay. That difference is the whole business.
Trinity
The high street
Your piece
Yours throughout — a loan, never a sale
Bought by the gram, and melted
Rates
Lower rates than typical high-street pawnbrokingNeeds substantiated APR
Higher headline APRs
Valuation
Valued for the maker, stones and craftsmanship
Weighed as scrap
Expertise
Specialists who recognise a signed piece and value it properly
A generalist behind the counter
Storage
Held in secure, insured storage in the City of London
Varies by branch
Credit file
No credit checks, and nothing recorded on your credit file
May run credit checks
400+ five-star reviews of Unbolted, the FCA-regulated lender behind every Trinity loan.
Case study · RedeemedAwaiting a consented case
[Jewellery case study to be supplied — the piece, the sum lent, the timeline, redeemed. No identifiable people, no full customer names.]
Piece[confirm]
Amount lent[confirm]
Funds released[confirm]
Outcome[confirm]
Illustrative placeholder — to be replaced with a real, consented case. No identifiable people, no full customer names.
Jewellery FAQs
Asked, answered
No. This is a loan against it. You keep ownership throughout and take the piece back when you repay.
No. Your jewellery is held securely as it is — not worn, altered, displayed or sold — and returned exactly as you sent it. We value it as a piece, not as scrap.
No. They help the valuation, but a piece without them can still be valued and lent against — they’re one factor, not a requirement.
Free, fully insured delivery, insured up to £25,000 by Royal Mail Special Delivery. You can also bring it in by appointment.Process for pieces above £25,000
Talk to us. Loans can usually be extended. If a loan is not repaid, the piece may be sold, and anything it makes above what you owe comes back to you.
No. There is no credit check and nothing is recorded.
An indicative offer the same day, and funds within 24 hours of us confirming the valuation.
Representative exampleVerbatim from compliance
FCA representative example to be inserted verbatim from compliance.
Designed as a first-class element rather than small print — final wording inserted verbatim once signed off.
Get started
Find out what your jewellery is worth
A confidential valuation, at no cost, with no obligation to proceed.
Value my jewelleryOr speak to a specialist: 020 3567 1300 · WhatsApp