Hermès
Birkin and Kelly above all — the strongest resale in the category — plus Constance and other sought-after models.
Pawn loans against designer handbags · City of London · Est. 2013
Borrow against your handbag. Carry it again when you repay.
Trinity makes pawn loans against designer handbags — Hermès Birkin and Kelly, Chanel, Louis Vuitton and other established makers — from £500 with no maximum. Authenticated and valued by specialists, insured door to door, held securely in the City of London, and returned to you exactly as you left it when you repay.
No credit checks. Nothing on your credit file. Offer the same day.
What is your handbag worth as a loan?
Tell us the brand, model and condition, and send a few photos. A specialist authenticates and values it against the current resale market and comes back with an indicative offer the same day — at no cost, and with no obligation.
Step 1 of 2 · Your handbag
£60m+ lent since 2013Confirm Specialist authentication Funds within 24 hours FCA regulated, ref 741896 Free insured collection
What we lend against
The handbags we lend against
We lend against the bags that hold their value — iconic models from the established makers, in good, honest condition. Boxes, dust bags and receipts help the valuation, but they’re not essential.
Chanel
Classic Flap, 2.55, Boy and other enduring designs, valued on model, leather and condition.
Louis Vuitton, Dior & more
Established makers with reliable resale — from Neverfull and Capucines to Lady Dior.
Limited & exotic
Rare colours, limited editions and exotic leathers, valued on their own merit by specialists who know the market.
How much you can borrow
Valued fairly, against the resale market
Your handbag is valued by a specialist against the current resale market — the exact model, its condition, the hardware and leather, and whether it has its box, dust bag and receipt. That means an accurate valuation and a competitive loan, at rates lower than the typical high-street pawnbroker. Loans start at £500, with no upper limit.
Loan size
£500 upwards
Term
6 months, renewable
FeesNeeds confirmation
No arrangement fee
Credit file
No credit checks
Worked exampleRate-led example awaiting compliance
Borrow £[X,XXX] against a Hermès Birkin for [X] months — a rate-led worked example goes here once compliance confirms the figure.
Amount borrowed£[X,XXX]
Term[X] months
Interest£[XXX]
Total to repay£[X,XXX]
Representative APR[XX.X]%
Indicative only. Your offer depends on the specific bag, its condition, and the market on the day.
How it works
Four steps. Back on your arm at the end.
Step 01
Tell us about your handbag
Send the brand, model and a few photos. A specialist authenticates and values it and sends an indicative offer the same day.
Step 02
Send it to us, insured
We arrange free, fully insured delivery, or you can bring it to our City of London office by appointment. It’s insured from the moment it leaves your hands.
Step 03
Accept the offer and get paid
Once we’ve authenticated the bag in person we confirm the valuation. Accept, and the money is with you within 24 hours.
Step 04
Repay, and it’s back with you
Loans run for six months and can be extended. Repay early and you pay less, with no penalty. Your handbag is returned exactly as you left it.
Read the process in full, including what happens at the end of the term →
How we value designer handbags
Authenticated and valued by specialists
Every handbag is authenticated and assessed by a specialist — the brand and model, the date code or stamp, the hardware, the leather and stitching, and the overall condition — then valued against current resale prices for that exact model. We know the difference between genuine and the superfakes flooding the market, and we value the real thing properly.
Authenticated
Stamps, date codes, hardware and construction checked.
Valued against live resale
Current prices for the exact model, not a generic estimate.
Completeness counted
Box, dust bag and receipt factored in — helpful, not required.
Nothing sight-unseen
You see the valuation before you commit to anything.
Why Trinity rather than the high street
A pawnbroker for the handbag you intend to keep.
We-buy-designer-bags and cash-for-handbag services buy your bag outright. We don’t. A pawn loan is a loan: you keep ownership, we keep it safe, and you take it back when you repay. That difference is the whole business.
Trinity
The high street
Your bag
Yours throughout — a loan, never a sale
Bought outright
Rates
Lower rates than typical high-street pawnbrokingNeeds substantiated APR
Higher headline APRs
Authentication
Specialist authentication — the genuine article valued properly, not doubted
Doubted, or not checked at all
Valuation
Fair market valuations against real resale prices
A flat rate, whatever the model
Storage
Held in secure, insured storage in the City of London
Varies by branch
Credit file
No credit checks, and nothing recorded on your credit file
May run credit checks
400+ five-star reviews of Unbolted, the FCA-regulated lender behind every Trinity loan.
Case study · RedeemedAwaiting a consented case
[Handbag case study to be supplied — the bag, the sum lent, the timeline, redeemed. No identifiable people, no full customer names.]
Piece[confirm]
Amount lent[confirm]
Funds released[confirm]
Outcome[confirm]
Illustrative placeholder — to be replaced with a real, consented case. No identifiable people, no full customer names.
Handbag FAQs
Asked, answered
No. This is a loan against it. You keep ownership throughout and take the bag back when you repay.
No. They help the valuation, but a bag without them can still be authenticated and lent against — they’re one factor, not a requirement.
Our specialists authenticate against the maker’s own construction, stamps and hardware. We value genuine bags on their real resale worth — being new to us is no reason for a piece to be doubted.
No. It’s held securely, not carried, displayed or sold, and returned exactly as you sent it.
Free, fully insured delivery, insured up to £25,000 by Royal Mail Special Delivery. You can also bring it in by appointment.
Talk to us. Loans can usually be extended. If a loan is not repaid, the bag may be sold, and anything it makes above what you owe comes back to you.
No. There is no credit check and nothing is recorded.
An indicative offer the same day, and funds within 24 hours of us confirming the valuation.
Representative exampleVerbatim from compliance
FCA representative example to be inserted verbatim from compliance.
Designed as a first-class element rather than small print — final wording inserted verbatim once signed off.
Get started
Find out what your handbag is worth
A confidential valuation, at no cost, with no obligation to proceed.
Value my handbagOr speak to a specialist: 020 3567 1300 · WhatsApp