Bordeaux & Burgundy
First growths, grand cru and the leading domaines, in original cases or single bottles.
Borrow against your wine. It’s yours again when you repay.
Trinity makes pawn loans against fine wine and rare spirits (Bordeaux, Burgundy, Champagne, vintage Port and collectable whisky) from £500 with no maximum. Valued by specialists on producer, vintage, provenance and condition, held in professional bonded storage, and returned to you exactly as you left it when you repay.
No credit checks. Nothing on your credit file. Offer the same day.
What is your wine worth as a loan?
Tell us what you have (producers, vintages and quantities) and where it is stored, and send a few photos or a cellar list. A specialist reviews it against the current market and comes back with an indicative offer the same day, at no cost and with no obligation.
Step 1 of 2 · Your piece
Thank you. We’ve received your details.
A specialist will look over your photos and details and contact you on the email or phone number you gave us. Nothing is recorded on your credit file, and nothing moves until you have an offer you are happy with.
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- Photos received
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Lending since 2013Confirm Valued on provenance Funds in 24 hours FCA regulated Bonded storage
What we lend against
The wine we lend against
We lend against wine and spirits with an established secondary market. The bottles and cases that trade at auction and between merchants. Original cases and a clean storage history help most; mixed cellars are welcome.
Champagne & vintage Port
Prestige cuvées and declared vintages from the houses the market follows.
Rare whisky & spirits
Collectable single malts, limited releases and aged spirits with a traded market.
Whole cellars
Mixed collections valued lot by lot, whether they sit in bond or at home.
How much you can borrow
Valued on the market, not the list price
Your wine is valued by a specialist against the current secondary market for each wine and vintage, not what it cost, and not a retail list price. That means an accurate valuation and a competitive loan, at rates lower than the typical high-street pawnbroker. Loans start at £500, with no upper limit.
Loan size
£500 upwards
Term
6 months, renewable
FeesNeeds confirmation
No arrangement fee
Credit file
No credit checks
Worked exampleRate-led example awaiting compliance
Borrow £[X,XXX] against [X] cases of Bordeaux held in bond for [X] months — a rate-led worked example goes here once compliance confirms the figure.
Amount borrowed£[X,XXX]
Term[X] months
Interest£[XXX]
Total to repay£[X,XXX]
Representative APR[XX.X]%
Indicative only. Your offer depends on the specific wines, their provenance and condition, and the market on the day.
How it works
Four steps. Your wine back at the end.
Step 01
Tell us about your wine
Send a list (producer, vintage, quantity) and where it is stored. A specialist values it and sends an indicative offer the same day.
Step 02
We arrange storage
Wine already in bond can usually be transferred to our account at the warehouse without moving. Wine at home is collected by specialist, temperature-controlled transport.
Step 03
Accept the offer and get paid
Once the wine has been inspected and the valuation confirmed, accept and the money is with you within 24 hours.
Step 04
Repay, and it’s back with you
Loans run for six months and can be extended. Repay early and you pay less, with no penalty. Your wine is returned to you when you repay.
How we value fine wine
Valued by the bottle, on provenance
Every lot is assessed by a specialist (producer, vintage, format, fill level, label and capsule condition, and where and how it has been stored), then valued against recent auction and merchant prices. Wine with a clean bonded history is worth more, and we value it that way.
Provenance checked
Storage history and purchase records read, not assumed.
Condition assessed
Fill levels, labels and capsules, bottle by bottle.
Priced against the market
Recent auction and merchant results for the same wine.
Nothing sight-unseen
You see the valuation before you commit to anything.
Why Trinity rather than the alternatives
A pawnbroker for a cellar you intend to keep.
Selling through an auction house or broker means commission, a wait for the sale, and the wine gone for good. With a pawn loan you keep ownership, the wine stays in proper storage, and it’s yours again when you repay.
Trinity
Selling or consigning
Your wine
Yours throughout: a loan, never a sale
Sold at auction or to a broker, and gone
Rates
Lower rates than typical high-street pawnbrokingNeeds substantiated APR
Higher headline APRs
Valuation
Valued by specialists against the secondary market
A generalist, or a buyer’s price
Storage
Kept in professional bonded storageBonded storage arrangement to confirm
Moved, and its provenance with it
Credit file
No credit checks, and nothing recorded on your credit file
May run credit checks
Timing
Funds within 24 hours of the valuation
Wait for the next sale
400+ five-star reviews of Unbolted, the FCA-regulated lender behind every Trinity loan.
Case study · RedeemedAwaiting a consented case
[Wine case study to be supplied — the item, the sum lent, the timeline, redeemed. No identifiable people, no full customer names.]
Piece[confirm]
Amount lent[confirm]
Funds released[confirm]
Outcome[confirm]
Illustrative placeholder — to be replaced with a real, consented case. No identifiable people, no full customer names.
Wine FAQs
Asked, answered
No. This is a loan against it. You keep ownership throughout and take it back when you repay.
Usually not. Wine held in a recognised bonded warehouse can normally be transferred to our account there, so it never leaves proper storage and its provenance stays intact.In-bond transfer process to confirm
Yes. We collect it by specialist, temperature-controlled transport and hold it in professional storage. A good home cellar is fine; the condition of the bottles matters more than the address.Collection and storage arrangement to confirm
They help, original cases and a clean purchase and storage record add value, but they’re not essential. Tell us what you have.
Yes, where the bottle is valuable enough on its own. Most loans are against cases or a selection from a cellar.
Talk to us. Loans can usually be extended. If a loan is not repaid, the wine may be sold, and anything it makes above what you owe comes back to you.
No. There is no credit check and nothing is recorded.
Representative exampleVerbatim from compliance
FCA representative example to be inserted verbatim from compliance.
Designed as a first-class element rather than small print — final wording inserted verbatim once signed off.
Get started
Find out what your wine is worth
A confidential valuation, at no cost, with no obligation to proceed.
Value my wineOr speak to a specialist on 020 3567 1300 , weekdays, 9am to 5.30pm.
