Est. 2013 · City of London 400+ Reviews.io 020 3567 1300
A blue Porsche 356 coupé parked in low evening light

Borrow against your classic car. Drive it home when you repay.

Trinity makes pawn loans against classic and collectable cars (post-war sports cars, grand tourers and modern classics) from £500 with no maximum. Valued by specialists on marque, history and condition, collected by covered transport, kept in secure, insured storage, and returned to you exactly as you left it when you repay.

No credit checks. Nothing on your credit file. Offer the same day.

What is your car worth as a loan?

Tell us the make, model and year, what history comes with it, and send a few photos. A specialist reviews the car against the current collector market and comes back with an indicative offer the same day, at no cost and with no obligation.

Step 1 of 2 · Your piece

Add photos

Up to 6 · JPEG, PNG or HEIC

Free, no obligation, same-day offer, and nothing recorded on your credit file.

Lending since 2013Confirm Valued on history Funds in 24 hours FCA regulated Covered transport

What we lend against

The cars we lend against

We lend against cars with an established collector market. The ones that hold or grow their value. Service history, the V5C and restoration records help; a car does not need to be concours to qualify.

Post-war sports & GT cars

Jaguar, Aston Martin, Porsche, Ferrari, Mercedes-Benz and the marques that set the market.

Modern classics

Limited-run and collectable cars from the 1980s onwards, valued on originality and mileage.

Pre-war & vintage cars

Assessed on provenance, originality and the depth of the market for the model.

Competition & historic cars

Cars with a racing history or a notable ownership, where the record is part of the value.

How much you can borrow

Valued for the car, not a trade-in

Your car is valued by a specialist against the current collector market for the model, not a trade-in price or a guide book figure. That means an accurate valuation and a competitive loan, at rates lower than the typical high-street pawnbroker. Loans start at £500, with no upper limit.

Loan size

£500 upwards

TermConfirm for vehicles

6 months, renewable

FeesNeeds confirmation

No arrangement fee

Credit file

No credit checks

Worked exampleRate-led example awaiting compliance

Borrow £[X,XXX] against a classic sports car for [X] months — a rate-led worked example goes here once compliance confirms the figure.

Amount borrowed£[X,XXX]
Term[X] months
Interest£[XXX]
Total to repay£[X,XXX]
Representative APR[XX.X]%

Indicative only. Your offer depends on the specific car, its history and condition, and the market on the day.

How it works

Four steps. Your car back at the end.

Step 01

Tell us about your car

Send the make, model, year, mileage and a few photos. A specialist values it and sends an indicative offer the same day.

Step 02

We collect it, insured

We arrange covered, insured transport from your home or garage, or a specialist can inspect the car where it is. It is insured from the moment it leaves you.

Step 03

Accept the offer and get paid

Once we’ve inspected the car in person we confirm the valuation. Accept, and the money is with you within 24 hours.

Step 04

Repay, and it’s back with you

Loans run for six months and can be extended. Repay early and you pay less, with no penalty. Your car is returned to you when you repay.

How we value classic cars

Valued on the car, and on its history

Every car is assessed by a specialist (the marque and model, matching numbers, originality, condition and the paperwork behind it), then valued against recent auction and private-sale results for comparable cars. A documented history is worth money, and we value it as such.

Inspected in person

Bodywork, mechanicals and originality checked before an offer is confirmed.

History read, not skimmed

Service records, restoration invoices and ownership all count.

Priced against the market

Recent auction and dealer results for the same model.

Nothing sight-unseen

You see the valuation before you commit to anything.

Why Trinity rather than the alternatives

A pawnbroker for the car you intend to keep.

A logbook loan leaves a bill of sale registered against your car, and a dealer buys it outright. A pawn loan works differently: we hold the car safely until you repay, you keep ownership throughout, and you drive it home at the end.

Trinity
The high street
Your car
Yours throughout: a loan, never a sale
Sold to a dealer, or a bill of sale over it
Rates
Lower rates than typical high-street pawnbrokingNeeds substantiated APR
Higher headline APRs
Valuation
Valued by specialists against the collector market
A trade-in or guide-book price
Storage
Secure, insured, covered storageStorage arrangement to confirm
Stays on your drive, with a bill of sale registered against it
Credit file
No credit checks, and nothing recorded on your credit file
May run credit checks
Transport
Covered, insured transport arranged for youTransport arrangement to confirm
Your problem

400+ five-star reviews of Unbolted, the FCA-regulated lender behind every Trinity loan.

Case study · RedeemedAwaiting a consented case

[Classic cars case study to be supplied — the item, the sum lent, the timeline, redeemed. No identifiable people, no full customer names.]

Piece[confirm]
Amount lent[confirm]
Funds released[confirm]
Outcome[confirm]

Illustrative placeholder — to be replaced with a real, consented case. No identifiable people, no full customer names.

Classic cars FAQs

Asked, answered

No. This is a loan against it. You keep ownership throughout and take it back when you repay.

No. A logbook loan lets you keep driving the car while the lender holds a bill of sale over it. With a pawn loan we hold the car itself, safely, until you repay. So there is nothing registered against a car on your drive.

No, beyond what is needed to move it in and out of storage. It is kept covered, insured and unused, and returned to you when you repay.Storage conditions and mileage policy to confirm

The V5C, yes. It shows the car is yours to borrow against. Service history and restoration records aren’t essential, but they support the valuation.

By covered, insured transport that we arrange, from your home or garage. A specialist can also inspect the car where it is before it moves.Transport and insurance arrangement to confirm

Talk to us. Loans can usually be extended. If a loan is not repaid, the car may be sold, and anything it makes above what you owe comes back to you.

No. There is no credit check and nothing is recorded.

Representative exampleVerbatim from compliance

FCA representative example to be inserted verbatim from compliance.

Designed as a first-class element rather than small print — final wording inserted verbatim once signed off.

Get started

Find out what your car is worth

A confidential valuation, at no cost, with no obligation to proceed.

Value my car

Or speak to a specialist on 020 3567 1300 , weekdays, 9am to 5.30pm.

A specialist in white gloves examining a gold watch with a loupe